Mortgage Solutions After Bankruptcy or Foreclosure

At Patriot Mortgage, we help buyers rebuild their financial future with mortgage options designed for a fresh start.
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A Chance to Rebuild and Move Forward

Even after financial setbacks, homeownership is still possible. Our BK & Foreclosure loan options offer flexibility, fair review, and supportive underwriting for qualified borrowers.
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A Second Chance With Honest Guidance

We analyze your current financial picture, credit recovery, and income stability to match you with a loan program that fits your new beginning.
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Why These Programs Help You Restart

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Flexible waiting periods after BK or FC.

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Supportive underwriting guidelines.

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Opportunity to rebuild homeownership sooner.

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Designed for financial recovery and growth.
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Your Fresh Start Begins Here

We help you rebuild confidence and secure a mortgage that aligns with your renewed financial stability and goals.
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Why Choose Patriot Mortgage for Your Loan Needs

At Patriot Mortgage, we provide dependable lending solutions designed around your financial goals. Whether you’re purchasing, refinancing, or investing, our expertise and personalized guidance ensure a smooth, transparent, and efficient loan experience. We focus on competitive terms, clear communication, and long-term value—helping you confidently choose the financing that supports your future.

We are known for

Personalized Loan Solutions – Every client is unique, and so are our mortgage solutions. We tailor every loan to fit your goals and financial situation.

Fast and Efficient Closings – Our streamlined approach ensures quick approvals and smooth closings, helping you move forward with confidence.

Competitive Rates & Flexible Programs – From DSCR and VA Loans to FHA, Conventional etc, we provide options that match your needs and budget.

Exceptional Client Experience – We go beyond transactions to build lasting relationships, offering guidance, education, and support even after your loan closes.

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Why Choose Rapid Closing?

Choosing the right mortgage partner can make all the difference in your homeownership journey. At Rapid Closing, we combine speed, expertise, and personalized care to deliver financing solutions that are tailored to your goals. Whether you’re a first-time home buyer, refinancing, or exploring specialized programs, our team is dedicated to making the process smooth, transparent, and stress-free. With Rapid Closing, you’re not just getting a loan—you’re gaining a trusted partner who stands by you every step of the way.

We are known for

Fast & Reliable Closings – Streamlined processes that save you time and stress.

Wide Range of Loan Programs – From FHA and VA to DSCR, Jumbo, and USDA loans.

Personalized Guidance – Clear, step-by-step support with dedicated loan specialists.

Flexible Solutions – Options designed for first-time buyers, investors, and unique situations.

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"FAQs"

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