What Are Conventional Loans?

At Patriot Mortgage, we offer conventional loans with a variety of term lengths to match your financial plans. Whether you’re looking for lower monthly payments or faster payoff, we structure the loan around your lifestyle. This flexibility gives you more control over your mortgage strategy.

Competitive Rates and Flexible Terms

Conventional loans can offer strong long-term savings for qualified borrowers. At Patriot Mortgage, we focus on securing competitive rates and eliminating unnecessary costs wherever possible. This allows you to build equity efficiently and save money over time.

Ideal for Strong Credit Borrowers

Whether you prefer a low down payment or want to invest more upfront, conventional loans offer options for both. At Patriot Mortgage, we guide you through each choice so you can make the best decision for your budget. The versatility makes homeownership attainable for a wide range of buyers.

Benefits of Conventional Loans with John Schlegel

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Competitive rates with flexible repayment terms

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Ideal for borrowers with strong credit and stable income

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Great options for refinancing or accessing home equity

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No upfront mortgage insurance required with sufficient down payment

Options for Refinancing and Equity Growth

Conventional loans provide maximum flexibility across property types. At Patriot Mortgage, we help you finance everything from your primary home to vacation residences and rental properties. This makes them an excellent all-around solution.

Why Choose Patriot Mortgage for Your Loan Needs

At Patriot Mortgage, we provide dependable lending solutions designed around your financial goals. Whether you’re purchasing, refinancing, or investing, our expertise and personalized guidance ensure a smooth, transparent, and efficient loan experience. We focus on competitive terms, clear communication, and long-term value—helping you confidently choose the financing that supports your future.

We are known for

Personalized Loan Solutions – Every client is unique, and so are our mortgage solutions. We tailor every loan to fit your goals and financial situation.

Fast and Efficient Closings – Our streamlined approach ensures quick approvals and smooth closings, helping you move forward with confidence.

Competitive Rates & Flexible Programs – From DSCR and VA Loans to FHA, Conventional etc, we provide options that match your needs and budget.

Exceptional Client Experience – We go beyond transactions to build lasting relationships, offering guidance, education, and support even after your loan closes.

Why Choose Rapid Closing?

Choosing the right mortgage partner can make all the difference in your homeownership journey. At Rapid Closing, we combine speed, expertise, and personalized care to deliver financing solutions that are tailored to your goals. Whether you’re a first-time home buyer, refinancing, or exploring specialized programs, our team is dedicated to making the process smooth, transparent, and stress-free. With Rapid Closing, you’re not just getting a loan—you’re gaining a trusted partner who stands by you every step of the way.

We are known for

Fast & Reliable Closings – Streamlined processes that save you time and stress.

Wide Range of Loan Programs – From FHA and VA to DSCR, Jumbo, and USDA loans.

Personalized Guidance – Clear, step-by-step support with dedicated loan specialists.

Flexible Solutions – Options designed for first-time buyers, investors, and unique situations.

"FAQs"

A Smart Choice for Long-Term Stability

At Patriot Mortgage, we believe that every great mortgage experience begins with open communication, personal guidance, and a team that truly cares about your goals. Whether you’re purchasing your first home, refinancing an existing mortgage, exploring investment opportunities, or simply trying to understand your options, we are here to support you every step of the way. Our commitment is to provide clarity, confidence, and transparent answers to all your questions—no pressure, just honest guidance.